Insurance for Expats in Singapore

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Expat Insurance
Expat Insurance is a leading provider of insurance for expatriates and business in Singapore. We specialise in providing professional insurance advice on a complete portfolio of products including: Employer Benefit Programmes, Business Insurance and Medical Insurance, Home Insurance, Travel Insurance and Motor Insurance.

Expat InsuranceExpat Insurance


Insurance for Expats in Singapore

Expat Insurance is an award winning provider of insurance for expatriates and business in Singapore. The company won Expat Living readers award for “ Best Insurance” and was a Winner in British Chamber of Commerce Business Awards. They specialise in providing professional insurance advice on a complete portfolio of products including: Employer Benefit Programmes, Business Insurance and Medical Insurance, Home Insurance, Travel Insurance and Motor Insurance.

As Singapore’s first client-focused insurance service for expats, our goal is to provide insurance coverage tailored to suit individual and corporate needs. Consistent with our own high standards, our advisors recommend only the most reputable international insurance companies known for superior claims handling, broad coverage and value-for-money products. The insurance companies compensate us directly, so the benefit of coverage reviews and advice we offer you is free.

Insurance for Expats in SingaporeMedical Insurance
There are numerous Medical Insurance policies available, but few are suitable for Expats. We provide specialist advice on Medical Insurance for Expats in Singapore. During our consultation process, Expat Insurance will first want to understand your needs and priorities; then advise which Health Insurance plans will provide you and your family with the most comprehensive and affordable Medical Insurance available.

Insurance for Expats in SingaporeHome Insurance
We offer a range of Home Insurance for Expats in Singapore. With prices suitable for every budget, we’ll provide value-for-money Home Insurance tailored to cover your belongings. We can combine your jewelry insurance and contents coverage as well as Personal Liability in one policy. Contact us today for Home Insurance.

Insurance for Expats in SingaporeLife Insurance
Expat Insurance provides Life Insurance for Expats in Singapore. We offer both Term Life Insurance and Whole Life Insurance plans to protect your family’s financial future should the unexpected ever happen. Nothing can replace you, but money provided at the right time will ensure that your family will not be burdened by the financial consequences of your death.

Insurance for Expats in SingaporeTravel Insurance
Expat Insurance offers value-for-money Single Trip Travel Insurance starting from $26. If you’re planning more than three trips a year, Annual Travel Insurance policies offer cost savings covering unlimited trips abroad, leaving you with one less thing to worry about when booking your holidays. Buy your Travel Insurance online now.

Insurance for Expats in SingaporeMotor Insurance
Expat Insurance has partnered with the largest International Motor Insurance Companies in Singapore to bring you the most comprehensive, competitive Motor Insurance products. This often means we are able to save our customers hundreds of dollars compared with their old insurer. Contact us for Motor Insurance today.

Insurance for Expats in SingaporeBusiness Insurance
Running a successful business requires careful planning of your sales and finances. No matter how prepared you may be, the unthinkable may happen: a fire, burglary, outbreak of disease or a customer’s slip and fall.  Without adequate protection, the effect on your business could be crippling. We provide a comprehensive range of Business Insurance to protect your business including: Liability, Fire, Cargo, Travel and Employer Benefits Programmes.

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Re: EP approval chances

Yahaan:
Thanks mate, I will update here about how it goes.

Re: EP approval chances

ed.:
Definitely speak to the recruiter and layout your terms. They will then try and get you what you want.

Good luck mate.

Re: RE: Re: EP approval chances

Yahaan:


Thanks. I am going through a recruiter. Yes, I will definitely try it.

Re: EP approval chances

ed.:
From what I've heard. 2 months notice period is common in Singapore. My offer letter states a 2 month notice period if I leave my Singaporean employer. Try it and see. Are you going through a recruiter or direct?

Re: EP approval chances

Yahaan:
Thanks Ed. That's interesting. For me as well the best case would be to negotiate 2 months of time before joining the new company. That will let me take my vacation and then resign. I will try this. But I wonder if 2 months is too late.



My relationship with my team lead has been good, but then with these things you never know. The HR might have their own rules.

Re: EP approval chances

ed.:
I did what you mentioned and advised the new employer I would not be giving my existing employer notice until my ipa letter was issued. They were ok with that.


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Ed. How long did your ep approval take?

Took 1 week. I failed to mention that I did advise my manager I had received an offer and was considering it. Whether you feel comfortable doing this will depend on your relationship with your manager.

I think all up it is 2 months from when they made an offer until when I actually start.

Hope this helps.
Ed

Re: RE: Re: EP approval chances

Yahaan:
I did what you mentioned and advised the new employer I would not be giving my existing employer notice until my ipa letter was issued. They were ok with that.


Sent from my iPhone using Tapatalk

Ed. How long did your ep approval take?

Re: EP approval chances

Yahaan:
It is an IT role in financial domain, salary 8.5k. Experience 10 years.

There are several complications:
1) I am going on vacation of 2 weeks which has been approved and it will be bang in b/w my notice period.

2) My contract at current company has been renewed, but the start date of the new contract is still about a week away and my vacation after my new contract start date.

3) Although I have signed the new contract, its still not effective so I am not sure if I resign now, whether they will nullify my new contract and ask me to leave as soon as my existing contract gets over.

To be on the safe side I could wait until my new contract starts and resign on the 1st day, this also buys me enough time(1 week) to see how the EP approval goes.

But I personally feel, I should let my immediate manager know verbally, as soon as possible, so that he has more time for knowledge transfer etc and he would then be kind enough to reciprocate and let me take the vacation.

There are 2 risks, if I do this. 1) I may be asked to leave in one week as soon as my existing contract gets over. I am kind of okay with this. Its bad to be without salary for a month, and my earned leaves go waste(there is no leave encashment), but I can take a long vacation. 2) My EP approval may not come through. These days with the Jobsbank and stuff, you never know.

Re: NEW STP APPLICATION

JR8:
A few nerves are normal and probably a positive, it readies you to get everything in order. Better than being complacent, turning up here and having to get copy documents from back home, or elsewhere which can take for ever...
I'm on an LTVP. On that form they want to see a)income, and b)assets. That's so they can gauge that a) you can support yourself and won't be a burden on the state, and b) well the cynic might suggest that's so if you break the law, the state will know what to target.
I actually think it's a bigger picture. It's about profiling you. SG-ICA punch the data into the computer, and it says yes or no.
Now if you've spent the last few years in say Syria, with no declarable income, maybe you can see their point :)
As far as I know background checks (as you suggest) with that 'granularity', bank accounts etc., can't be made cross-border. I.e. I don't think they can 'credit check' you. Here (I believe), they're limited to something like an INTERPOL level check. But they'll take what you've declared on the forms, and simply consider whether 'it all adds up'.
I know those forms are very intimidating, esp. when you are from the EU, as we have pretty open borders and there is nothing like that in the EU.
Here, consider it like the Switzerland of Asia. There are lots of people that really want to move here, most good, but some less so; so the state need to profile everyone.

--- On the LTVP form, I forget precisely if they wanted addresses for the past 5 or 10 years, but I ended up listing about 5 addresses in 3-4 countries. It's pretty normal here for foreigners to move around quite frequently, so no big deal.

Re: NEW STP APPLICATION

cr7:
hey JR8,

Thanks for the reply mate.

I was a bit nervous that's all.

In the form as i have seen its the basic info: like name , nationality, passport details .
Only one place i have a hitch where it says "state any country where u have lived for more than a year in the past 5 yrs with address"

Now this got me thinking why the hell do they need that ? Do they wanna do a background check from that country ?

would appreciate ur thoughts on this mate .

Re: NEW STP APPLICATION

JR8:
Hi,I am from Greece.
I got accepted to NTU for a Phd on full scholarship for August 2015 entry.
I did my masters in London for 2 years 2012-2014..
I have a small credit card debt from my bank in London in the order of a few hundred pounds(500) that's all which is pending since 6 months. It was 1000 pounds but i have paid half of it. credit card is still valid till the end of this year.
Will this have any bearing on my Singapore student pass application in terms of rejection /acceptance?
I would be very grateful for a reply.
Thanks

Yassas cr7 :)
No, IMHO I wouldn't worry. I think it's recognised that a lot of students (esp. these days), when they graduate they will have debt.
And (again) IMHO £500 on a credit card is peanuts. What's the minimum repayment on that, about £8-10 a month? About the price of one beer in a pub here.

Have you lodged the pass application yet? If not why not get the faculty to e-mail you a copy of the application form? Then you can see what they ask for on the form, and make sure you have all you dox in order and 'ready to go'.

Re: How can I find out if tenancy agreement is stamped?

JR8:
https://www.iras.gov.sg/IRASHome/Other- ... -Property/ seems like the official website explaining the requirements.

To be admissible as evidence in court a tenancy agreement has to be 'stamped' as required above. The rules/law work in a similar way in the UK too. Otherwise in the court's eyes the TA doesn't exist. - I'm not a lawyer, but that is my direct experience.

The TA should state who is responsible for the Duty. I've just checked re: our current place, I paid it, online, and had to provide proof to the landlord's agent that I had.

Also note item 5, here:
http://www.singaporeexpats.com/guides-f ... rental.htm

p.s. Was it an HDB, or a condo. If the former, did the LL have permission to sub-let?

Re: EP approval chances

ed.:
I did what you mentioned and advised the new employer I would not be giving my existing employer notice until my ipa letter was issued. They were ok with that.


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Re: Travel time from gelang patah to jurong east on weekdays by motorcycle?

syedamirulashraf:
Yes, I do hv malaysian plate. Many thanks SE

NEW STP APPLICATION

cr7:
Hi,

I am from Greece.
I got accepted to NTU for a Phd on full scholarship for August 2015 entry.

I did my masters in London for 2 years 2012-2014..
I have a small credit card debt from my bank in London in the order of a few hundred pounds(500) that's all which is pending since 6 months. It was 1000 pounds but i have paid half of it. credit card is still valid till the end of this year.

Will this have any bearing on my Singapore student pass application in terms of rejection /acceptance?

I would be very grateful for a reply.

Thanks